✦ What is StayFree?
StayFree - Screen Time Tracker & Limit App Usage is a self control, productivity and phone addiction controller app that allow you to show how much time you spend on your smartphone and helps you focus by restricting the usage of apps. You can set usage limits for your apps and receive alerts when exceeding those usage limit. You can also view the details of your usage and statistics on your usage history.
🌳 🌎 StayFree is planting trees to help save the environment! How can you help? Just keep the app installed and use it to monitor your device usage. When you reach out Platinum level, we will plant a tree on your behalf.
✦What makes StayFree special?
✔ Highest rated Self Control & Phone Addiction app
✔ Extremely fast and user-friendly interface
✔ Most accurate usage statistics
✔ Quick customer support
✔ Battery friendly
✔ Totally ad-free!
StayFree - Screen Time Tracker & Limit App Usage helps you:
📵 overcome phone addiction
🔋 stay focused
📱 reduce screen time
🛡 reduce distraction
💯 boost productivity
🤳 unplug more often
📈 increase your digital wellbeing
👪 spend quality time with family or yourself
💪 reduce wasted time with digital detox
✦App’s Features:
★ App usage history: view charts and statistics of your usage history.
★ Over-use reminder: notify you when you are spending too much time in an app and start your digital detox.
★ Block mode: temporarily block any application that you are over-using and stay focused.
★ Export mode: export your usage history to CSV or Microsoft Excel file.
★ Inspiring quotations: show inspiring quotations that encourage productivity and less usage of your phone.
★ Interface customization: there are numerous themes to customize the app how you want.
★ Lock mode: requires a password to change any of your settings.
★ Widget: show most used apps and total usage on a nice widget.
★ Pie chart graph: view daily and monthly application usage.
It’s official. Tapering, the gradual rolling back of the Fed’s bond-buying program, is set to begin in mid-November or mid-December, and be completed by the mid of the following year.
That’s according to the FOMC minutes released on Wednesday.
How will that affect U.S. Treasury bond yields, and the U.S. economy? There are two plausible scenarios. (See Insiders’ Hot Stocks on TipRanks)
Scenario 1
The first scenario is that tapering will reduce the demand for U.S. Treasury bonds, and push yields higher. Thus, it will further signal the end of accommodative policy.
Since 2020, the Federal Reserve has been buying $80 billion of U.S. Treasury securities and $40 billion of mortgage-backed securities (MBS) monthly. The Fed plans to gradually reduce these purchases every month, and eventually eliminate them by the mid of next year.
Unless the U.S. Treasury Department cuts down the issuing of new bonds at the same pace, or a big buyer (e.g., China) steps in and buys U.S. Treasury bonds, bond yields will rise.
There’s a precedent for this scenario. A similar policy pursued in the summer of 2013 was followed by what has become known as taper tantrum, a spike in the 10-year U.S. Treasury bond yields from 1.94% to 2.96%.
While the impact of rising bond yields was mild for the U.S. economy, it was devastating for the emerging market economies. They prompted a massive capital outflow from emerging markets to the U.S., causing a sharp dollar appreciation against emerging market currencies.
A stronger dollar, in turn, threw emerging market economies with a large dollar-denominated debt, like Turkey, into crisis.
Scenario 2
There’s a second scenario. Tapering will push bond yields lower, as it will help tame inflationary expectations, the primary driver of long-term yields.
Lower yields will fuel capital outflow from the U.S. to emerging markets, devalue the U.S. dollar, and boost U.S. exports and economic growth.
Meanwhile, it will save emerging market economies with a sizeable dollar-denominated debt of another crisis.
While opposite, the two scenarios aren’t mutually exclusive. The Federal Reserve has prepared financial markets well for tapering this time around.
It began a series of pre-announcements six months ago, now has an official timetable for doing it. That gave the markets plenty of time to discount the first scenario, and push Treasury bond yields higher in anticipation of lower Fed demand for Treasury securities.
Now, they are getting ready for the second scenario, the taming of inflationary expectations.
Thus, the decline in bond yields following the September FOMC minutes on Wednesday spells out the Fed’s tapering plan.
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